iKube case study – Abby Fearon

Many young drivers continue to find it hard to afford the cost of running a car. Indeed, they face some of the highest insurance premiums in the UK. We can provide a telematics insurance solution which can help ensure that young people get a fairer and competitive premium based on how they drive, not on their gender.

Case Study – Abby Fearon and Gail Fearon (Abby’s Mum)

“The fact that they don’t increase your premium once you pass your test was a deciding factor for us choosing iKube.

iKube young driver

Abby is an 18 year old young driver from Romsey in Hampshire with her own car. She started learning to drive at 17 and soon passed her test.  Abby’s parents decided to buy their daughter a car for her 18th birthday but wanted this to be a surprise. 

Mum Gail started looking around for a car but she wanted to get insurance quotes on the car before purchasing it to make sure that the premiums were reasonable for a learner driver.

“I started off looking on comparison sites online but found them irritating as each time I input the information, it was inconsistent with what was coming back.  I literally spent weeks trying to figure out the best deal and because you don’t get to speak to anyone, you don’t get detailed information back.”

“A friend of Abby’s had a black box insurance policy and told me how much he paid so I decided to Google ‘Black box insurance’ and iKube popped up. I gave them a call and they were so informative; they were brilliant!  They informed me that they wouldn’t increase her premium once she passed her test so we knew what the total cost would be for the full year with no nasty surprises.”

“As I was looking around for a car, I was calling for quotes on certain cars and quickly built up a rapport with one of the sales team.  He was so helpful and I was able to ring him up when I was looking at a car and get an insurance quote really quickly.”

Gail spent a few weeks looking for cars and actually did 36 separate insurance quotes with iKube before finding the right car for Abby!  Abby was obviously delighted with her present and wasn’t concerned with having a black box insurance policy or a curfew.

“I work at a local pub and a local supermarket so I was able to drive to and from work outside of the curfew hours so it didn’t affect my life.  Also a couple of my friends have black box insurance policies so I knew what to expect” said Abby.

Abby’s Mum thought that the curfew was an added benefit for the peace of mind for parents.  Gail explained “When you’ve got a young driver, the last thing you want is them being out all hours driving around so it’s a great safety measure.  The fact that they have to stick to the speed limits is also really reassuring. It’s a really obviously safety precaution.”

Abby is now one of iKube’s best drivers and has recently had her curfew lifted early which means she is free to drive at any time. 

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